order to improve education in terms VOLKSBANK GÖPPINGEN not to be stagnant, I would like to continue to let the pictures speak of various documents, because I assume that what is seen is more powerful than the written word.
If I am to be honest Sun reluctant to me the offender not to be named by name, but there is this unfortunate comparison of 16 January 2004, concluded the District Court of Ulm with Volksbank GÖPPINGEN it denied me and name although at a penalty of 250,000 EUR to the real culprit by name.
Although I can in principle be the same whether I am sentenced to pay this amount irrational, because I could not afford to 5,000 EUR, but I think that these "people" are not worth foist account of which is unnecessary difficulties. My family had already suffered enough because of which to a certain banker had the courage to his superiors the to submit facts in order instead of sacrificing my family knowing what he did to us.
that was not enough he also had the prosecutor Ulm as allies to his side, without asking big a prison sentence imposed against me even though they would have done better to the "other side" to purify a little burn behind closed doors to let. This one did not want to wake sleeping dogs lie and not to devote the entire banking system in question.
quick decision was made from a victim and an offender already approved the "balance" again.
But enough of preface. Again, I will show an example of how the PEOPLE'S BANK GÖPPINGEN was going to rout basically two partners against each other, was allowed to happen by processes that are more than questionable and were.
Set Just imagine that you have at the moment a debt of EUR 100,000 and that without security, so plain and want to buy a car which would cost 12 000 EUR. What do you think your banker would say if you present it to your wish would want to finance a car in such a parlous financial situation?
I say it to you. He would send in the desert or to the more secure if it is not just a means of transportation which takes you from A to B, but a vehicle comprises Middle class. Not so the
VOLKSBANK GÖPPINGEN. Here it is in certain individuals quite possible and if all "Bankerlein" refuse, so we'll do just a board member and told him that his subordinates are clearly not competent and decisive, what is the board member a tremendous boost and he must prove that he qualified in any case and can make decisions and may the subordinates can not just, and certainly not allowed.
And there was actually a verbal undertaking from the top bankers that gave it even though no loan agreement to purchase a car, led, however, that the car house of a friend's party immediately and was acquired due to a call that returns this top of Volksbank GÖPPINGEN with his party colleague.
As you can see from the car radio, this vehicle was on 30 Approved in June 2000. The car radio, you can also see that it is a vehicle of the upper middle class.
So I was able to follow and we see first the account balance in two accounts that you the first two account numbers should remember about the subsequent loan agreement or even understand better not to.
130 112 xxx The account can be seen that this account has over 15,000 DEM was in debt.
The account 135 707 xxx it is a sum in excess of 181 000 DEM, which is here to the loan account of the account 135 707 005, in which a coated checking account was first converted to a loan was. It is precisely this account, which suddenly disappeared at a later date from the scene and it is also the account from which I could not duplicate account statements to get without paying a considerable fortune to have my standards. Well, I have the statements and may explain why the non-transparent approach of the Volksbank Göppingen.
But now let us turn to the loan agreement with ominous premise, I can be equal to that for this car never even a single rate is paid for and the PEOPLE'S BANK GÖPPINGEN has now given away the car to the "buyer" by the Car radio, which was stored in the PEOPLE'S BANK GÖPPINGEN and served as security, has now been handed over to the owner.
Here is the first page of the loan agreement:
Please make on the number of the loan agreement, the top right and red. It's the same number as they can also be found on one of the accounts. The loan amount was 24,000.
Now the second page:
On the second page you can see that although the vehicle on 30 approved June 2000 that the first rate until 1 October 2000 should have been paid, which was a complete joke of course. The problem with the thing that the board member had a problem with the fact that he had indeed approved the purchase of automobiles but now had found no one who drew against this credit agreement by the bank or ever signed.
The whole thing went so well that after the vehicle was part of the dealership due to the call of the board member issued to the purchaser and approved, the car dealership but did not receive money that the loan agreement was not signed and sealed. There had to have been a telephone call in which a clear message that the Board member fell again between the two party colleagues caused the car buyer to call to ask him for it to ensure that the loan agreement at last comes to transfer the sum to the car dealers.
But the bankers turned dour and said only that the (Board member) had to tell him anything and ER (the Director) should have know that with such balances one car financing is possible. This said, moreover, the secretary of that board member.
now on 24 August 2000 was the agreement ready for signing. So almost 2 months after registration of the car. The whole thing was very entertaining and I can very well imagine that when this top banker calls again at his friend for a pre-party car sales to get some, that it answers most, with appropriate gestures very negative.
So all this is true of course but I'll worry about focusing on my next contribution to the defunct bank account with the account number 135 707 005th
The question is how come is it that you draw on a checking account with more than 180,000 DEM could. That was not enough, because after This account was adjusted by means of a loan, it allowed the VOLKSBANK GÖPPINGEN that this account was back with EUR 50,000 in the red. If you add up everything, so has the VOLKSBANK GÖPPINGEN the other account holder loose a quarter of a million € paid, together with a car. All for a transfer fee of EUR 15,000.
My next review is to say: Account 13707 005, at Volksbank Göppingen.