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From now on full throttle until the end ...

meantime I have made many attempts to deal with the leaders of the People's Bank Göppingen establish a constructive dialogue, as always, looks something also met here on deaf ears. However
and I must mention Fortunately, echoed my recent letter to the department for credit recovery is not unheard of, for suddenly was possible, which I had been denied in the past, that I received without objection and requested copies shall be amazed, absolutely free.
I can from my post on this blog 22nd September 2007 recall, are displayed in the original letter which the People's Bank Göppingen what it means to me that duplicates be made only for a fee. I then filed a criminal complaint against officials of the People's Bank Göppingen as follows:

prosecutor Ulm

Olgastr. 73 312 109
Geislingen

Re:.
complaint
Ladies and Gentlemen,

hereby reimbursed I

criminal complaint against Mr. Xxxx

Xxxxxxxxxxx, Xxxxxxxxxxx xx, 73035 Göppingen,
in his capacity as X. and head of the department X.,
Volksbank Göppingen eG, Poststr. 4, 73033 Göppingen

against women and Xxxxxx Xxxx, Xxxxxxxx xx, xxxxxx xxxxx,
in her capacity as administrator of the department X.,
Volksbank Göppingen eG, Poststr. 4, 73033 Göppingen.

I blame both Mr xxxx xxxxxxxxxxxx, as Mrs xxxxxx xxxx trying to prevent irrational high fees for issuing of duplicates of a checking account that I have to prove tortious acts that are detrimental to me and were, by Volksbank Göppingen can provide.

In 1994, my brother and me the H & H Computer GbR, Industiestr. 8, 73072 Donzdorf founded, and I for this company only provided the space available, and otherwise only a silent partner, was because I was due to my not work independently, as an electronics engineer in the company Leuze Textil Donzdorf, fully utilized and no more than every now and again for convenience in this company was active. I had the finances to do anything, because this was exclusively managed by my brother, the business account was exclusively for my brother and I also no control had the account.

This changed abruptly, because after my brother fell by more defaults of customers in financial difficulties, I was the depositary bank, the People's Bank Göppingen, Branch Directorate Donzdorf there, from X. Xxxxxxxx Xxx asked for an interview in which he described to me the financial situation of the company H & H Computer GbR, the debt had arrived at 100,000 DM, and he indicated to me unequivocally that he would block the company's account and thus the one the company H & H Computer eliminated and the other my brother and his family, with my brother this company on the prime- operation, the livelihood had withdrawn.
He still an option open and that he told me that if I would accept a guarantee equal to half of the liabilities, in this case DM 50,000, he would let the company continue to exist. Under normal circumstances, a guarantee for me beyond the pale, but I also saw the family of my brother, with a new-born twins, which would have deprived these bankers Xxx freezing is the basis for life.
I signed the guarantee, but with the very clear call to the attorney Xxx that 100,000 DM, the absolute limit, and this account is not one thin dime more may be covered. I received the commitment and trust the bankers, which was one of my biggest mistakes.
I could therefore expect that now everything was fine and then, however, was more than surprised when I got a month later, a statement to the face, on which stood next to the name of my brother and my name. So I determined to be a co-owner of this account, although there was no signature at all from me. I had no power of control, yet I had a debit card for that account and when I got back and take off again for my brother money from that account had to, so I have this money only if I could present a written power of attorney. When I X. Xxx said he spoke out only to have my name on the account is purely formal in nature and would mean nothing.
I trusted the bankers still, watching not to take this account.
When I got the account again to face, it was already covered with 190,000 DM and I was the maturity of the guarantee have been promised.
It was followed by the usual, account lockout, etc., and then this sum has been fashioned into a loan, and I was no longer in demand now, but I was half of the loan, expressed in the eye, with a total monthly debt of almost 1500 .- DM
Since it was no longer possible now the company H & H Computer GbR further to operate, my brother was no other choice than to start a company and that as an independent people. He made very good there and received as the first heavy checks on this account, that account was promptly turned into a salary account of my brother. Although the account was still on my brother and me, but took advantage of my complaints, nothing. From then on I was executed in all transfers, the brother of the party, as the transfer media is always out with my name. I had no chance to change to bring about the account and my corresponding advances have been completely ignored by the People's Bank.
It was for me completely impossible to get insight into the account. My brother had no interest in it and Volksbank Göppingen refused to give me information.
When I again received a notification, was the account number 135 707 005 back with 50,000 € (100,000 DM) plated.
And suddenly, for the year 2003/2004 had gone by, the account suddenly disappeared from the scene. The account was suddenly gone. Alarm bells rang
all in me, and I wrote on 20 August 2004, Volksbank Göppingen a letter in which I asked, I immediately set to open this account and on the 27th but with a deadline August 2004, I Volksbank Göppingen in no way brought against trust and I wanted to know absolutely what had happened there and where this money came from in order to delete this account.
with a telephone call to the X. Xxx Xxxxxxxxx I was told that this money comes from the profits of the Volksbank Göppingen and can give the Volksbank Göppingen finally
money to whom she wants and would have a right to sighting of the account not me. On 27
August 2004, I then received a letter from the People's Bank Göppingen, which as Annex A 1 "(in the blog of 22 September 2007 (the author)) is attached and you want to take everything else please.
Since I could not afford the required amount for making raise two previous writings, I first tried to get hold otherwise in the documentation. I could not and so I took of the occasion on 25 July 2006 a new attempt to get the duplicates after all.
recovery was the amount of 1,000.00 € in space, what you can to the letter "A plant 2" refer (in the blog of 22 September 2007 (the author)).
Once it is the amount of 1.000,00 € only a so-called advance, I have on 2 August 2006, the whole matter into question in order to bring in experience, with what amount because I would have expected at all, if I have the duplicates according to the terms of the Volksbank Göppingen can make and would eventually received on 4 August 2006 individual amounts, known as "Annex A 3" (in the blog of 22 September 2007 (the author)), where I roll over to the gross amounts to a sum of not less than 2,000 € come to get the duplicates.
Volksbank Göppingen does everything that I was not in the possession of the copies shall come, because on this account transactions were running, you better not view them because it could potentially bring some gentlemen there at the head and neck.
After I inquired with professionals, such as is the creation of duplicates place was just smiled and told me, that everything is stored in the computer available, and checks may be stored on so-called fiches, which must also be copied. These high amounts, however, would defy description.

unquote

the exact course of events I sent also still had to BaFin (Federal Financial Supervisory Authority.

But as it should be otherwise. I, the stupid and gullible former customer of Volksbank Göppingen course again and did not right because the behavior of the Volksbank Göppingen could not see that here was something wrong and to me the prosecutor Staudenmaier wrote of the prosecutor in Ulm the following:

that was not enough sat upon the Federal Agency for Financial Services and another told me that the level of fees can only be determined by the banks themselves. Is it any wonder then that the banks go the whole, and no one can take offense if, for example a bank for withdrawals at ATMs of a foreign bank requires five loosely € fees. Authorized this

Here is the letter of Bafin:

Thus we see that it is better with a bank where you open an account, go through the "Terms" word for word and change the regulations accordingly. Of course, do not bank, and thus turn every customer's account-holding bank on the mercy and there is no one to protect the consumer. No judge, no prosecution, no federal authority. Because the banks know that they are needed, because the one who has no account, as I can in the "normal" life in general no longer participate. And to whom I owe all this? Of course, the Volksbank Göppingen.
meantime I have received a extract from my credit registry, and how can it be otherwise, it is responsible for the largest item, Volksbank Göppingen.
These are the ones that make the way so you can freely fall into the abyss.
The extract from the credit registry, I'll post of course. Worse may come no more.

is now continuing apace!

I confirm that I am at my publications exclusively geared to the facts!